4 Ways to Save Money as a College Student (very easy)

Nick G
4 min readAug 17, 2023

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I learnt 4 frameworks that saved me $1200/month.

Start of the month -

Meme about spending too much money
Spending a lot | Courtesy of Google Images

End of the month -

At the end of the month, people have no money left
Becoming Broke | Courtesy of Google Images

That might be funny or overused. Doesn’t matter. It’s facts!

Is this generational?

You’ve most likely faced this issue at least once in your life.

It’s a trap that this generation has fallen into. A lot of people who have become so called ‘modern’ have started living life in easy mode. They take the path of least resistance, which has now become an issue.

More and more people are obese, broke, have no sense of ambition, lazy, usually high or drunk, in clubs partying. Like this is a generation issue.

Not just that, people nowadays are too distracted with what’s going on social media, who said what on a live stream. Like WTF dude.

The amount of drama and woke $h_t people engage with is crazy. Legitimately.

GIF on people having no vision and getting distracted
Meme about no vision | Courtesy of Google GIF’s

Anyways, you can only change if you know there’s a problem. Unfortunately most people don’t fall into that rabbit hole. But they want to see what Kim Kardashian is up to!!! (I’m silently screaming rn OMG)

4 Frameworks to Save Cash

These methods are literally super easy, the hardest part is controlling yourself. Once you get into the habit of living a clean lifestyle, you’ll beat yourself up for straying away in the first place.

#1 — Learn to cook easy and nutritious food — Grilled chicken. It’s one of the healthiest meals on the planet and it’s extremely nutritious. For you vegetarians out there, you’ve got Pasta (the healthy version) and a lot of other stuff. All it takes is one google search.

‘List of easy and healthy foods’

‘Easy and healthy veg foods’

‘Easy and healthy chicken dishes’

The key words being ‘easy’ and ‘healthy’.

#2 — Stop drugs, alcohol and smoking — You’d be surprised to see how much cash you save after stopping these bad habits. Plus point, you live longer.

#3 — It’s not your money! — The car, the fuel, the entertainment and the food isn’t coming from your bank account. Use public transportation to travel, stop impulsively buying and don’t buy unnecessary items.

The above sentence could easily be divided into two points, but since the idea is simple and you’re grown up. Stop wasting money.

#4 — Make a monthly budget and track your expenses — Most students don’t know they’ve run out of money until they’ve run out of money.

After that, they roam around and beg for cash from friends. How is nobody embarrassed about this? Make a list of things you have to spend on, collect receipts, see where the money is going.

Once you have the big picture in front of your eyes, you’ll probably be more motivated to stop spending like a lottery winner.

Some of these points may have been obvious to you. But I see people not following this every single day.

You can literally save so much money.Don’t spend it on dumb $h_t.

Time for some more memes that make sense!

Spending parents money vs spending own money meme
Meme about spending other’s and your money | Courtesy of Google Images
Meme on not raising cable bill if you don’t watch TV
Meme about saving money| Courtesy of Google Images

Not sure why I’m so into meme’s today.

Ok whatever, this is a short article. Why?

Cuz whatever I said, you probably know. You just needed a reminder. Even if you’re that one guy who didn’t know that you shouldn’t eat burgers all day everyday, it’s still easy to digest content.

HAHA see what I did there?

So don’t buy that Starbucks coffee, make your own coffee at home.

Don’t eat takeout, cook at home.

There’s no need to party at the club everyday. Most of y’all look like this,

lazy cat sitiing on couch
Lazy cat a.k.a today’s humans | Courtesy of Google Images

Take care guys, cuz Takeout kills.

Till then!

BTW I’m posting on Substack as well. I’d love it if you could visit and subscribe! So that way you’ll stay updated at all times + you get a notification on your email.

Click here for regular updates!

Courtesy of Google Images

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Nick G

Copywriter, Content Writer, Founder of DirecHit, Self Improvement, Psychology, Entrepreneur, Web3